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The XBroker
Radical Transparency for the Mortgage and Real Estate IndustriesRisk Based Pricing How Mortgage Rates are Determined. Credit Scores and History
Started by JeffX · 12 months ago
Risk Based Pricing How Mortgage Rates are Determined. Credit Scores and History
The following material isn’t all that easy to follow, there are many moving parts. It’s the equivalent of college level mortgage economics, I’ll try to be a succinct as possible.
First, IT IS VITAL that you understand exactly what your ... Continue reading »
The following material isn’t all that easy to follow, there are many moving parts. It’s the equivalent of college level mortgage economics, I’ll try to be a succinct as possible.
First, IT IS VITAL that you understand exactly what your ... Continue reading »
11 months ago
11 months ago
This should be perma-pinned somewhere on your site and various other sites.
In fact, this should be required reading for all graduating high school students.
I truly believe that if you took this whole series and turned it into an easy-to-read, easy-to-understand set of videos or books, it would be a valuable public service.
-rsh
10 months ago
If Congress didn't suck so badly, they could impose better transparency guidelines (note that I'm not saying regulate, but rather ensure transparency, as I believe the market should self-regulate and allow broad risk profiles for investors). I would argue the majority of consumers cannot clearly articulate between interest rate and effective APR that is shown on every mortgage product.
4 months ago